The analysis is as follows:

There are several ways to verify it:

1. Check the real estate certificate. Generally, it will be noted on the real estate certificate of the house that has been mortgaged. .

2. Go to the housing management transaction center and pay a certain fee to check and print the record.

3. Note: The above two points can only be used to check whether there is a mortgage under normal circumstances. Even if no problem is found, it does not mean that the house has not been mortgaged, because the mortgage procedure is being processed by the bank. The information about the house has not yet been sent to the housing management department, so the above method cannot find out.

4. Before paying taxes and transferring ownership, you must go to the housing management and trading center to check and print out the record. As long as you have this material, it will be considered as being mortgaged by the bank, but the certificate from the housing management and trading center has not yet been confirmed.

5. In areas where online signing of second-hand housing transactions has been implemented, the property rights of the house can be checked on the intermediary company's network system or the housing authority website, or you can go to the housing authority with the seller to inquire; no In areas where online signing is implemented, you can only go to the housing authority to inquire with the seller or the seller’s property owner or spouse (choose one of three). Or the trustee issues a notarial deed of entrustment and can inquire based on the notarial deed of entrustment.

Extended information

Basic precautions for second-hand houses

1. Clear property rights

Whether the owner on the property certificate is consistent with the seller ; Understand the nature of the house being sold;

Whether the area confirmed on the property ownership certificate matches the actual area; verify the legality and authenticity of the property ownership certificate.

2. Integrity of property rights

To confirm the integrity of property rights is to determine whether the property is mortgaged, including private mortgages? ***Someone is waiting. In order to avoid unnecessary disputes and disputes after the transfer.

3. House quality

Observe the structure, construction and decoration materials of the house. Check whether the internal and external structures of the house have been modified; whether there are privately built parts; whether corridors or balconies are occupied; and how to calculate the area of ??the balcony is involved.

Reference: Baidu Encyclopedia-Basic Precautions for Second-hand Houses