Your loan is 50,000 yuan, but the contract says 55,000 yuan, which means that the platform with payment has received a handling fee of 5,000 yuan. I suggest you look at the loan in detail.

2. What about the financial loan of Chery Heavy Truck?

Reliable, Chery financial lending institution is jointly issued by Chery Automobile Company and Shanghui Bank, which mainly aims at the loan demand of various vehicles applying for loans. Due to the strong financial capital of Chery, it has provided help to many people who apply for vehicle loans. For specific models, Chery Finance launched a zero down payment car loan, which eased the car buyers with insufficient economy. Moreover, the interest rate of Chery's financial loan will be lower than that of other auto financing companies, which will also reduce the repayment pressure of borrowers. Therefore, Chery's financial loans are still relatively reliable, meeting everyone's loan needs.

1. What are the financial institutions?

First, the central bank. The central bank in China is the People's Bank of China. The central bank has the privilege of centralizing and monopolizing currency issuance, implements monetary and financial policies on behalf of the country, and occupies a dominant position in the entire financial system.

The second category is banking financial institutions. Including policy banks, commercial banks, rural banks, rural credit cooperatives and urban credit cooperatives. In the financial system, banks mainly play the role of credit intermediary, that is, through the creditor's rights business, all kinds of idle money of individuals and groups in society are concentrated, so that these idle money can be concentrated in banks, and then invested in various fields of social economy through the bank's asset business to promote social and economic development.

The third category is non-bank financial institutions. Non-bank financial institutions mainly refer to financial institutions that raise funds by issuing bonds, stocks or providing insurance for customers, and use the raised funds for entity investment or long-term investment. Non-bank financial institutions mainly include state-owned and joint-stock insurance companies, securities companies, finance companies, trust companies and third-party wealth management companies.

The fourth category is foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China. These institutions play an important supplementary role in the financial system and are an indispensable part of the financial system.

Second, financial institutions refer to financial intermediaries engaged in financial services, which are part of the financial system, and financial services (banks, securities, insurance, trusts, funds and other industries) are corresponding.

Financial intermediaries also include banks, securities companies, insurance companies, trust and investment companies and fund management companies. At the same time, it also refers to lending institutions, which provide loans to companies whose customers have financial turnover. Moreover, their interest rate is higher than that of banks, but it is more convenient for customers to borrow money because they don't need complicated documents to prove it.

3. What companies are there in truck finance?

Financial license plate: Volvo House, Ford, Chery emblem, Silver.

Financing lease: omitted

Fourth, is it cost-effective to buy with Chery financial loan?

Cost-effective, the interest is more than 5 points.