Generally, in bank mortgage loans, there will be a fixed account manager to assist the applicant in handling loan matters. If the materials are still submitted or reviewed before lending, the materials can be revoked. The applicant needs to negotiate with the account manager about the mortgage delivery procedure, bring the real estate license and other house warrants, and go to the local real estate bureau to cancel the mortgage. Although the mortgage loan can be cancelled, the expenses before and after applying for the loan shall be borne by the applicant. But also delayed a lot of time for applicants and lending institutions. If you think it is unacceptable for banks to issue mortgage loans for a long time, you might as well consider another lending institution. According to the current situation, we know that the review process of some small loan companies is simpler and the review speed is faster.