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How to transfer CCB's operating loan when it expires in three years?
1. How to refinance the operating loan of CCB after three years?

After maturity, users can apply for loan renewal, but they need to pass the comprehensive evaluation of CCB. During the application for loan renewal, users are advised to keep the operation and credit status of the enterprise, otherwise they will not be able to continue to use it once the evaluation fails. The cloud tax loan of CCB must be the settlement of the last loan.

After the bank loan expires, you can try to apply for an extension. After the user applies for an extension, the bank will review the user. Only after passing the examination will the bank agree to the extension. If the user fails to pass the audit, the user must repay according to the original repayment plan. For users, only users with good credit qualifications can successfully apply for extension. In addition, some loans.

2. How to renew CCB's operating loan after it expires?

Self-employed individuals of CCB can renew fast loans. As long as users meet the application conditions for other loans of CCB, they can continue to apply for other types of loans even if they have applied for self-employed express loans and have not settled them. The threshold for self-employed individuals applying for quick loans is too high, and users applying for loans may be unable to repay them. At this point, they can't renew the loan.

Therefore, only self-employed households with strong repayment ability and good credit qualifications can renew their loans on the premise that they have applied for quick loans for personal business of CCB.

CCB knows what to do if you can't renew your loan.

CCB understands that you click on the home page in mobile banking.

1.

You can click "I want to renew the loan" on the home page before renewing the loan. If the loan can be renewed, it is recommended to renew the loan first. At present, the loan extension time is 1 year and the loan extension time is 3 months.

2.

Some customers will deduct the fee one month before the delay and 2 1 day after the delay.

3.

If the expansion is unsuccessful, it is recommended to update the app to the latest version, or open the location and try again.

Four, how to extend the maturity of bank loans?

That's called extension. You can negotiate with the loan officer or post-loan management.