In 2022, you should be able to start handling home mortgage loans on working days.

Expansion: House mortgage loan process: 1. Loan consultation for real estate mortgage loan borrowers. Before residents mortgage: fill in the application and submit the following documents: if the borrower has a fixed income from the bank, a work certificate issued by the unit; loan The guarantor's business license and legal credit document proof; the legal validity of the borrower's identity certificate; the house ownership certificate in accordance with the law or my right to control the house; the real estate mortgage valuation report and appraisal report and insurance documents; the house purchase contract and agreement or other documents; other documents or materials for bank loans. 2. The bank reviews the borrower’s loan application, house purchase contract, agreement and related materials. 3. The real estate mortgage borrower will hand over the real estate title certificate and insurance or securities to the bank for safekeeping. 4. The mortgagor and the real estate borrower have signed a mortgage loan contract and have it notarized. 5. After the real estate mortgage loan contract is signed and notarized, the deposits and loans issued by the bank to the borrower can be transferred to the house purchase contract or the designated sales unit or construction unit through transfer. 6. Loan settlement includes two methods: normal settlement and advance settlement.