The online banking of infrastructure finance enterprises can be divided into two categories: self-owned online banking and enterprise online banking. Self-service online banking is a comprehensive personal online banking service enjoyed by customers of China infrastructure finance enterprises based on Internet technology, including account inquiry and online remittance. Enterprise online banking should be based on big data technology, rely on China's capital construction financial enterprise property clearing system and key system software, and use CA-certified commercial bank information service system.
The website of China Construction Financial Institution is www.ccb.com, but some provinces have not enabled the workflow effect of online loan inquiry, so it is impossible to inquire loans online. According to the actual situation of each customer (whether online or not), it is suggested to sign a repayment account on the housing network for online banking, and check the account balance and subsidiary ledger on time every month.
Second, CCB mortgage progress query steps:
(1) Log in to the user center authentication account, and click on the loan progress query under my loan;
⑵ Select query type: customer, select ID card type, enter ID number and customer name, and click Query;
(3) The website page shows the customer application information and the customer loan application progress under the current progress column;
(4) Put the notebook mouse into the current progress bar of a loan, and you can see the loan progress notes of the loan;
5] The customer will modify the loan application.
Three inquiry methods of CCB mortgage:
(1) online banking inquiry
You can go directly to CCB official website to find your own online bank, and then log in for inquiry, which can be used for account inquiry, customer service and other functions. If you want to have more and more services, you can apply for online banking shield at CCB outlets and upgrade to online banking signing customers. In addition to the services of ordinary customers, contracted customers can also have online remittance, payment, financial investment, self-loan and other services. If you want to stop the online banking service, just click Stop the online banking service immediately.
⑵ Mobile phone inquiry
Mobile phone inquiry is more convenient and faster. You can immediately call China Construction Bank's WeChat customer service phone number 95533, and follow the voice prompts to enter the relevant ID number for inquiry.
(3) service network query
If you can't adapt to the above two methods, you can also make an inquiry at CCB's business outlets immediately. Personal ID card and housing loan debit card must be brought when inquiring.
Can a house with a loan be sold? Article 406 of the Civil Code stipulates that during the mortgage period, the mortgagor may transfer the mortgaged property. Unless otherwise agreed by the defendant, it shall conform to his promise. If the mortgaged property is transferred, the pledge has little influence. Where the mortgagor transfers the mortgaged property, it shall promptly notify the pledgee. If the pledgee can prove that the transfer of the mortgaged property may endanger the pledgee, it may require the mortgagor to repay the debt or deposit the contract price obtained from the transfer with the pledgee in advance. The part of the transfer contract price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is repaid by the borrower.