Bank of Communications is a member of state-owned commercial banks. All kinds of products have low interest rates and are very popular with young users. In recent years, credit card, installment, loan and other businesses have developed in full swing. The loan interest rate of Bank of Communications has come out at 20 17. Let's have a look!
short-term loan
Six months (inclusive) 4.35%
Half a year to one year (inclusive) 4.35%
medium and long term loans
One to three years (inclusive) 4.75%
Three to five years (inclusive) 4.75%
More than five years, 4.9%
Less than five years (including five years) 2.75%
More than five years, 3.25%
If you are a quality customer of Bank of Communications, you can enjoy the lowest loan interest rate in the industry. Compared with other state-owned banks, the LPR quotation of Bank of Communications is slightly higher.
Average interest rate of LPR quotation: 4.3%
LPR quotation of Bank of Communications: 4.3283%
Loan amount: 1 1,000,000 yuan.
Loan term: 10 year
Loan interest rate: 3.25% (annual interest rate)
Repayment method: equal repayment of principal and interest.
Total principal and interest payable: 172628.35 yuan.
Monthly repayment: 1 172628.35 yuan.
20 17 is easy to apply for the next mobile loan app.
First, Puyin integral loan
Puyin point loan is a personal online consumer loan product of Shanghai Pudong Development Bank. It is characterized by full online, one-click lending and real-time approval. The loan amount is 2000-300000 yuan, the longest loan term is 1 year, and the expected annualized interest rate of the loan is about 8.28%, and there is no charge for early repayment.
Second, Gitzo Fu Bao.
Gitzo Rich Loan is a kind of online petty cash loan with the purpose of consumption. For new users of Gitzo Consumer Finance, they can apply with their ID cards. As long as you open the Gitzo website or Gitzo mobile APP and fill in the application information, you can get the approval result online soon, and you can repay the loan in advance for free within 15 days after the application.
Third, WeChat micro-loan
The interest of WeChat micro-loan is calculated at 0.05% per day, and the principal is repaid in equal amount. The installment repayment period of WeChat micro-loan can only be divided into five months, 10 month and 20 months. If you want a loan, you can only choose three installments, but you can repay it in advance. The loan can be repaid in advance the day after the loan arrives, free of liquidated damages, and the deadline for interest calculation is the day of loan repayment. The minimum loan amount of WeChat micro-loan is 500 yuan, and the maximum loan amount is subject to credit evaluation. Everyone's loan amount is different, but the maximum is not more than 200 thousand.
What banking products are available on 20 17?
Microfinance is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan. Although there are many companies now, there are also many unreliable ones. Comparatively speaking, bank products are still relatively reliable. So, what banking products are there in 20 17?
China construction bank-quick loan
For the "quick loan" of China Construction Bank, the borrower does not need to go to the business outlets of China Construction Bank, just log in to personal online banking, find the "quick e-loan", click "Apply now" and follow the prompts to complete the loan procedures. Borrowers can also log in to mobile banking and click "Quick Loan" to apply.
China merchants bank-lightning loan
China Merchants Bank's "lightning loan", as its name implies, is that the loan speed is as fast as lightning. According to China Merchants Bank, it only takes 60 seconds. Similar to the "quick loan" of China Construction Bank, borrowers can also apply for "lightning loan" through online banking or mobile banking.
Minsheng bank-you Fang shan Dai
Shanghai Pudong Development Bank-Puyin Integral Loan
Puyin point loan is a personal online consumer loan product launched by Shanghai Pudong Development Bank. Features: full online, one-click loan, real-time approval.
People applying for loans from Puyin Point Loan: customers of Shanghai Pudong Development Bank.
China guangfa bank-yimiaodai
The Internet credit products launched by China Guangfa Bank are characterized by a revolving credit line, and a five-year revolving credit line can be obtained with one application.
Loan amount: 50-300,000 yuan.