Normal application, you can go to any regular bank, as long as you meet the conditions, you can apply.

Second, how to borrow money to open a farm?

Help: I am a villager in Tupeng Village, Qin Quan Town, Zuoquan County. I want to run a farm in the village, because my rural real estate certificate can't be mortgaged, and I can't get a loan from several banks, but I have nothing else to mortgage. What should I do? Troubleshooting: Hello, Mr. Wang! According to the staff of the provincial rural credit cooperatives, collectively owned land ownership such as cultivated land, homestead, private plots and private plots shall not be used for mortgage loans. It is understood that Article 34, paragraph 1 of the Guarantee Law stipulates that houses and other things fixed on the ground owned by the mortgagor can be mortgaged. It can be seen that it should be effective for farmers to mortgage the houses on the homestead. However, the second paragraph of Article 37 of the Guarantee Law stipulates that collectively owned land use rights such as cultivated land and homestead shall not be mortgaged. Although it is not entirely correct, it is practical for the financial sector not to handle mortgage loans. According to the above regulations, although the mortgage on the homestead is effective, the effectiveness of the mortgage can not reach the right to use the homestead within the occupied area of the house. Once the debtor can't pay off the debt, the creditor can only give priority to the building materials of the mortgaged house as movable property. It is undoubtedly a waste to demolish a house and pay off debts with building materials, which greatly reduces the value of the house. Moreover, Article 6 of the Supreme Law "Provisions on Attachment, Seizure and Freezing of Property in People's Civil Execution" stipulates: "The people may attach the residential houses necessary for the life of the executed person and his dependents, but they may not auction, sell off or pay off their debts." Therefore, there are obstacles for creditors to realize mortgage right by setting mortgage on rural houses. In addition, the Opinions of the Ministry of Land and Resources on Strengthening the Management of Rural Homestead stipulates that it is strictly forbidden for urban residents to buy homesteads in rural areas, and it is strictly forbidden to issue land use certificates for houses purchased by urban residents in rural areas. In this way, the buyers and sellers of rural houses are very narrow. Based on the above-mentioned actual situation and regulations, creditors such as financial institutions are generally unwilling to accept borrowers' mortgage on rural houses. Therefore, I suggest that you provide other guarantees to the credit cooperatives, and generally do not use the houses on the homestead as collateral.

Third, how to apply for a cattle loan?

Cattle can generally apply for aquaculture loans, which is a form of credit activities that banks or other financial institutions must repay when borrowing at a certain interest rate. The interest rate is either free in the bank or paid by the corresponding institution according to the agreed conditions. Small secured loans have a clear division of labor. The acceptance and labor departments apply, and then the guarantee institutions confirm the guarantee, and finally apply for loans in the bank. 1, rural aquaculture enterprise loans need to fill in the Aquaculture Loan Application Form, and submit a copy of my ID card and marriage certificate. After that, the loan bank can investigate the borrower's information and repayment ability, verify the guarantor's guarantee ability and credit status, conduct on-the-spot investigation on the property right, geographical location and liquidity of the collateral, conduct investigation and submit the loan review. 2. After investigation, the aquaculture loan bank verified the borrower's relevant procedures, confirmed the efficiency of loan use and the reliability of debt service, and put forward suggestions on the loan mode, amount, term interest rate and repayment mode of aquaculture. According to the investigation and review opinions, the lending bank finally decides whether to lend, the loan method, the amount, the term, the interest rate and the repayment method. It is best to sign a loan enterprise contract. Generally speaking, the minimum application amount for aquaculture and rural loans is less than 1 000 yuan, and the maximum application amount does not exceed 50% of the total price of aquaculture varieties. The loan company shall not apply for more than 3 years. In aquaculture, rural loans enjoy certain national policies, so the interest rate of aquaculture loans is not higher than the benchmark interest rate stipulated by the state. 3. Interim Measures for the Administration of Personal Loans Article 11 An application for personal loans shall meet the following conditions: (1) The borrower is a citizen of People's Republic of China (PRC) with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant information that can prove that it meets the loan conditions. Article 13 After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.

Four, yugan county farmers how to apply for aquaculture loans?

Do credit cooperatives, postal services and sub-branches meet the requirements? You can ask them locally.