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Can I get a loan from the bank for the second-degree disability?
1. How to apply for a loan for the disabled When applying for a loan, the disabled can consult the local civil affairs bureau or the disabled foundation to apply for a discount loan. Second, you can apply for a business loan in the bank. When handling, the applicant needs to provide disability certificate, personal identity certificate, income certificate, business license, residence certificate, water and electricity payment list for more than three months and other supporting documents.

Second, preferential policies for disabled people to apply for loans Usually, loans for disabled people are entrepreneurial loans. The state still has some policies to help disabled people in this regard, and most areas will have preferential loans for disabled people to start businesses. According to relevant data, as long as they have a disabled card and their family situation is not good, disabled people can apply for loans with preferential policies such as discount interest and tax exemption.

Article 48 of the Law on the Protection of Disabled Persons: People's governments at all levels provide social assistance such as life, education and housing to disabled people who have real difficulties in life through various channels. Local people's governments at or above the county level shall take other measures to ensure the basic livelihood of families with disabilities who still have special difficulties after enjoying the minimum living allowance. People's governments at all levels shall give assistance to poor disabled people in basic medical care, rehabilitation services and the configuration and replacement of necessary assistive devices.

Local people's governments at all levels should give nursing subsidies to disabled people who cannot take care of themselves.