Credit card installment payment must be applied at the credit card center.

Bank of Communications rate table: single installment from 500 yuan.

It can be divided into three phases, six phases, nine phases, 12, 18 and 24 phases.

12,500 yuan or more, 0.68% for each period.

40,000/24,400,000.68% = repayment amount in each installment.

Second, how to use the Bank of Communications credit card loan to buy a car?

If you meet the following conditions, you can use the Bank of Communications credit card loan to buy a car;

1, the other party is equipped with a POS machine that can be used for credit card consumption;

2. The consumer's credit card has enough credit limit to spend;

3. Apply for installment repayment after swiping the card. However, it should be noted that after spending by credit card, it should be paid off in time according to regulations.

3. Can Bank of Communications apply for a car loan if its credit card is overdue for 6 times?

Prove that your personal credit information in the bank is overdue for six times, and the bad records in the financial system are managed by the People's Bank of China. If you have a bad record in Bank of Communications, all other banks or financial systems can inquire through the People's Bank of China. If you have a bad record, it will be more difficult for you to get any kind of loan.

(Bad records shall be kept by the People's Bank for 5 years)