Specific measures include:
1. The maximum amount of housing provident fund loans shall be adjusted to not exceed 0.8 times of the maximum amount of employee loans calculated according to the Notice on Adjusting the Use Policy of Housing Provident Fund (Consolidated Provident Fund (No.2017)15).
Two, the purchase of a second set of improved housing to apply for housing provident fund loans, the down payment ratio is adjusted to not less than 40% of the total purchase price.
Three, the purchase of housing to apply for housing provident fund loans (including commercial loans), if the purchase of this house has been recorded in the withdrawal of provident fund, in accordance with the maximum loan amount approved by this notice to deduct the corresponding withdrawal amount.
Iv. this notice shall be implemented as of July 3 1 year. If the employee falls into the following circumstances, it can be implemented according to the original policy:
(1) To purchase new commercial housing, the Commercial Housing Sales Contract has been signed before July 3 1 day (inclusive) (subject to the signing date of the signed house purchase contract), and the individual housing loan for housing provident fund has been applied before September 30 (inclusive).
(2) If purchasing a stock house, the household shall sign the Stock House Sales Contract before July 30th (inclusive) and apply for a housing provident fund personal housing loan before September 30th (inclusive).
Five, the Taiyuan Housing Provident Fund Management Center is responsible for the interpretation of this notice, and the railway sub-centers shall refer to this notice.