Legal analysis: Lending money to others to buy a car takes a lot of risks, even if it's only in your name, you don't have to pay a penny. Because the loan is made in your name, if there is overdue repayment, the name recorded on the blacklist is you, which will affect your future credit.

Legal basis: Article 4 of the General Principles of Loans: Lenders and borrowers should follow the principles of equality, voluntariness, fairness, honesty and credit.