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Mortgage to buy a house, the buyer, never goes to the bank to sign. What should I do?
You can ask the other party to pay liquidated damages. If the liquidated damages are too high, the other party may ask the court to adjust them according to law, and it is suggested that both parties settle them through consultation.

Conditions of mortgage loan procedure:

Copy of the main borrower's ID card, household registration book and marriage certificate;

Copy of personal academic degree;

Original house sales contract;

Original personal income certificate or tax bill;

Personal assets certificate;

Copy of house property right certificate;

Your down payment certificate;

The current passbook account number of the bank where you apply for a loan, that is, the repayment account number;

Provident fund account number, no, not provided.