The maximum loan amount of real estate mortgage can reach 90% of the collateral value;

The maximum loan amount handled by pledge method can reach 95% of the value of the pledged property;

The maximum loan amount for loans handled by means of credit guarantee can reach 6.5438+0.5 million yuan.

Loan term:

Up to 30 years.

Guarantee method:

Accept real estate mortgage and pledge of financial assets (certificates of deposit, national debt, wealth management products, etc. ) and guarantee methods.

The margin loan required in the process of applying for a study visa can also be handled by credit.

Ps: The above content is taken from official website of China CITIC Bank. You can consult the bank staff.