The new regulations for the withdrawal of housing accumulation fund in Yinchuan will be implemented on June 65438+1October 65438+1October 2023. This regulation clarifies the withdrawal situations, including more than ten situations, such as buying self-occupied houses, repaying the principal and interest of housing loans, buying two or more houses and emergency medical assistance, and stipulates the withdrawal ratio under different circumstances. For example, the proportion of self-occupied housing is that the withdrawal amount does not exceed 50% of the balance of the individual housing provident fund account or 50% of the average monthly salary in the previous five years, while the proportion of emergency medical assistance can withdraw the total balance of the account at the time of application or the expected payable part of the account balance. In addition, the new regulations also stipulate the specific extraction process. To apply for withdrawal, you need to fill in the Yinchuan Housing Provident Fund Withdrawal Application Form and provide relevant supporting materials, such as the purchase contract and repayment list. The "Regulations" also clarified the specific details such as the acceptance time and audit standards of the provident fund management center.
What are the restrictions on the withdrawal of housing provident fund? According to the Regulations of People's Republic of China (PRC) on Housing Provident Fund, the withdrawal of housing provident fund shall meet the following restrictions: 1. The proportion and circumstances of withdrawal shall comply with the provisions; 2. The withdrawal amount shall not exceed the account balance or relevant standards; 3. Can't evade the repayment responsibility in any form; 4 do not meet the statutory extraction conditions, shall not be forced to extract.
The introduction of the new regulations on the withdrawal of housing provident fund in Yinchuan has strengthened the classification and proportion of withdrawal cases and clarified the specific withdrawal process. In addition, when withdrawing housing provident fund, it is necessary to comply with relevant restrictions.
Legal basis:
"People's Republic of China (PRC) Housing Provident Fund Regulations" Article 23 The proportion and extraction of housing provident fund shall be implemented in accordance with the provisions of these regulations.