2. Private equity investment funds: opportunities in China;
The above two books talk a lot about practical views on corporate financing. The above two books are well written and can be used as reference books for SME financing.
There is a financial system for financing small and medium-sized enterprises. The financing problem of small and medium-sized enterprises has always been the shackles that restrict their development. In the production and operation of small and medium-sized enterprises, cash flow is easy to be tense or even broken. How to revitalize funds has become the most concerned issue for SMEs.
China's financial industry is bound to produce diversified development models and innovative service types, thus becoming an important starting point for China's industrial restructuring and national economic development and transformation, with a very broad development prospect. Location of 1 * * * It must be made clear that the support policies implemented are strictly limited to the supplement and revision of the market, rather than trying to surpass or even replace the market. 2.*** The input of resources should be focused, unbalanced, not blind and targeted, with special emphasis on technological innovation support for SMEs. 3. Adopt flexible policies to reduce the burden on SMEs. 4. Develop small and medium-sized financial institutions and encourage private enterprises.
Is there a good solution to the financing problem of SMEs? Yes
What problems should be paid attention to in financing small and medium-sized enterprises? First, reduce the financing cost of enterprises as much as possible. The financing cost of small and medium-sized enterprises is the decisive factor to determine the financing efficiency of small and medium-sized enterprises. For small and medium-sized enterprises, it is of great significance to choose which financing method. In the practice of enterprise financing, there is an optimal financing order. Generally speaking, the optimal order is: first, the enterprise raises funds by itself. If the investment of small and medium-sized enterprises is small, priority will be given to withdrawing cash from deposit accounts; Secondly, only consider the realization of short-term investment. Second, when small and medium-sized enterprises lack their own funds, they usually give priority to reducing dividend payment. The third is external financing. Enterprises should first consider bank loans, followed by private financing. From the priority of financing, we can see that internal financing is actually the most priority, while stock financing is the last choice of external financing. Second, the financing scale of enterprises should be within their capabilities. When raising funds, enterprises must first determine the financing scale of enterprises. Raising too much money may result in idle and wasted funds and increase the financing cost; Or it may lead to excessive debts, unbearable and difficult to repay, and increase business risks. However, insufficient financing will affect the normal development of investment and financing plans and other businesses of enterprises. Therefore, at the beginning of formulating financing strategy, enterprises should determine a reasonable financing scale according to their own demand for funds, their actual conditions, the difficulty and cost of financing. Third, the total financing income is greater than the total financing cost. For the financing of small and medium-sized enterprises, the first thing to consider is what is the investment income after financing? Because financing means cost, which includes interest cost of capital, expensive financing cost and uncertain risk cost. Therefore, it is necessary to consider it only when you are sure that the expected total income from using the raised funds is greater than the total financing cost. This is the first prerequisite for enterprises to make financing decisions. Fourth, choose the best financing opportunity for enterprises Generally speaking, we should fully consider the following aspects: First, the financing strategy of enterprises should be forward-looking. Enterprises should be able to grasp all kinds of information of domestic and foreign financial markets, such as interest rates and exchange rates, understand all kinds of external environmental factors, such as macroeconomic situation, monetary and fiscal policies and political environment at home and abroad, and reasonably analyze and predict all kinds of favorable and unfavorable conditions and possible changing trends that can affect enterprise financing, so as to seek the best financing opportunities and make decisive decisions. Second, considering the characteristics of specific financing methods, and combining with the actual situation of enterprises, timely formulate reasonable financing strategies.
What are the good solutions to the financing difficulties of small and medium-sized enterprises? 1. Improve the financial ecological environment.
2. Establish and improve the banking system.
3. Improve the credit management system of SMEs.
4. Establish a dynamic adjustment mechanism for SMEs.
What may be asked in the defense of the thesis on financing of small and medium-sized enterprises? 1. Why did you choose this topic? Meaning and purpose?
2. What are small and medium-sized enterprises? What is the development process of small and medium-sized enterprises?
3. What are the differences and connections between small and medium-sized enterprises and large enterprises?
4. How did you get here? I don't agree with this view ... (Teachers sometimes deliberately disagree with you, depending on your reaction, remember to stick to your own ideas)
5. The situation of foreign small and medium-sized enterprises, their financing situation and means? What is worth learning? A comparison between small and medium-sized enterprises in China and foreign ones?
6. What do you think are the advantages or uniqueness of your paper? What are the shortcomings and deficiencies?
7. Apart from financing difficulties, what other difficulties do small and medium-sized enterprises in China face? What are the development prospects?
8. How do you think such an event or policy will help SMEs in China and their financing?
……
That's all I can think of. It depends on what school you are in. It depends on the specific situation. There is nothing to worry about. This is just a defense.
How to write the title of the academic paper on financing for small and medium-sized enterprises?
The usual understanding analysis
How to use financial tools to solve the financing problems of small and medium-sized enterprises * * * In recent years, efforts have been made to promote the construction of credit system and step up the introduction of financing policy support for small and medium-sized enterprises. At the same time, the development of multi-level capital markets, the recognition of inclusive finance, and the permission of internet financial innovation are all aimed at supporting the financing of SMEs. Traditional financial institutions have also carried out many business innovations for SME financing, such as strengthening the issuance of credit loans and trying various SME bonds, bills and trust products. Recognizing their own problems, many small and medium-sized enterprises began to improve their business capabilities, standardize corporate governance structure and financial management, safeguard corporate credit, and even study the changes in the macroeconomic situation and the new normal of economic development in order to formulate enterprise development plans.
A preliminary study on solving the financing problem of small and medium-sized enterprises by XX method. It depends on the size of your financing. If the amount of funds is large, you can choose SME bonds and OTC listing.