How to identify the nature of lending money to others for their own use by the director of credit cooperatives? If a crime is committed, are the lender and the director of the credit union accomplices? It is a loan in the name of a loan, which is a serious violation. But if the amount is not large, the amount is not large, and the repayment is made on schedule, generally speaking, even if the higher authorities find it, they will not ask.

If a large number of people use this method to withdraw funds from the credit union, it is a serious crime, and the borrower and the director of the credit union are accomplices.