D After the integration of the three certificates, it not only saves a lot of complicated procedures for handling the "three certificates in one" business license, but also makes it more convenient for individual industrial and commercial households to handle loans in the future.

In the past, when applying for loans, individual industrial and commercial households needed to submit the original and photocopy of business license, organization code certificate and tax registration certificate to the lending institution. In the future, you only need to submit the original and copy of the business license of "three certificates in one".

In addition, when applying for a loan, individual industrial and commercial households generally need to submit the following materials: identity certificate: second-generation ID card, the first page of the household registration book and a copy of the first page; Business certificate: business premises lease contract, rent documents, and water and electricity bills for the last 3 months; Asset certificate: list of main properties, including real estate license, cars, etc. ; Proof of income: running bills for the last six months, sales contracts of public and private banks.