20 17 benchmark interest rate table item% 1 annual interest rate for ICBC loan (mobile phone Baidu "Baidu cash loan", looking for the best way to borrow money). Short-term loans within one year (including one year) 4.35 2. Medium and long-term loans within one to five years (including five years) 4.75 More than five years 4.90 3. The annual interest rate of individual housing provident fund loans is less than% 5 years (including two years)