If you encounter the problem of illegal online lending, you can complain to the local consumer protection agency, or you can complain to the China Banking and Insurance Regulatory Commission or the Internet Finance Association and other regulatory agencies. These institutions can provide help and advice and coordinate to solve your problems.

In addition, if you think that online lending companies have violated relevant laws and regulations, you can also consult local legal institutions or lawyers to understand your rights and ways to safeguard rights.

To sum up:

If you encounter the problem of illegal online lending, you can complain and consult with local consumer protection agencies, China Banking Regulatory Commission, Internet Finance Association and other regulatory agencies or legal institutions. These institutions can provide help and advice and coordinate to solve your problems.