Fanchang County Eqiao Rural Credit Cooperative was established in1986-1-05 with a registered capital of 1820000. The legal representative is Chen Zhijing, and the enterprise is cancelled as a legal person. The industrial and commercial registration number is 34022 100059.
The conditions that rural credit cooperatives need to meet for loans include: 1, the borrower must be 18 years old and have full capacity for civil conduct; 2. Have the ability to work and be the head of the family or the main family member; 3. Have a permanent residence or long-term residence certificate of the rural credit cooperative and a fixed residence; 4. Open a personal settlement account in rural credit cooperatives; 5, its own funds reached more than 30% of the total funds; 6, in line with the rural credit cooperatives rating credit and other related requirements. Commercial banks should strictly examine the borrower's loan purpose, repayment ability and repayment method. Commercial bank loans shall be subject to the system of separating loan review from grading approval.