Nowadays, the high housing prices have discouraged many people from buying houses. Nowadays, many people have the need to buy houses, but they are unable to buy them in full, so people choose personal housing loans to buy houses. Due to the different loan policies in different regions, it is necessary to understand the local real estate policy, because only in this way can we arrange the funds on hand reasonably and spend them correctly. If you plan to buy a house in Yantai, how much is the down payment for a house of 2.3 million yuan? How much is the monthly payment? Let me show you the relevant information below!

if the first house is purchased, the down payment ratio of the commercial loan shall not be less than 3% of the total house price, that is, 2,3, * 3% = 1,421, yuan, and the maximum loan period is 3 years; For provident fund loans, the loan ratio can reach 8%, the maximum loan amount is 6, yuan, and the maximum loan period is 3 years.

if it is a second suite, it shall not be less than 5% of the appraised house price, that is to say, the down payment for purchasing a house with a total house price of 2,3, yuan is 2,3, * 5% = 1,15, yuan; If the provident fund loans the second suite, the maximum loan amount is 6,.

regarding the down payment and monthly payment for purchasing a house in Yantai, if you plan to buy a house with a price of 2.3 million yuan in Yantai, you should make adequate financial preparations. The down payment is not a small expense, and the monthly payment should be calculated well. Will it affect your quality of life in the next few years or even decades? The above is the content of Yantai housing loan I provided for you, hoping to help you!