1, loan 55 to account 50 is mortgage loan. If you apply for this loan, the lending institution will provide you with a loan of 550,000 yuan, but in fact only 500,000 yuan can reach your bank account. The lending institution will deduct the remaining 50,000 yuan from the loan amount as various fees and other expenses, and make it clear in the loan contract.

2. Loan means that banks, credit cooperatives and other institutions lend funds to units or individuals that use money, and generally agree on interest and repayment date.