Of course, the activity is not open to all users. It is recommended to use Alipay more to accumulate good credit and ensure the stable operation of the store. If the comprehensive score of the system can be improved, the system will also actively increase the quota.
It is understood that online business loan is a pure credit personal business loan in Ali system, which is loved by many people because of its unsecured, guarantee-free and low interest rate. However, if users want to increase the online commercial loan amount of Alipay, they can use Taobao for shopping, Alipay for daily consumption payment, maintain a good credit record and purchase wealth management products on Alipay.
However, it should be noted that online merchant loans cannot be increased manually, mainly because Alipay system makes a comprehensive evaluation according to the basic situation of users' accounts, and then decides whether to increase the online merchant loan amount according to the evaluation results. Therefore, if you want to upgrade the Alipay online merchant loan, you can upgrade the auxiliary quota through the above methods.
Online business loans are aimed at pure credit personal business loans within the Ali system (that is to say, Taobao shopkeepers must). Unsecured and unsecured, the interest rate is much lower than that of similar products in the market. It can solve the capital problem quickly and develop the market stably. In fact, the definition of online business loans, like previous loans, are all Alipay financial loan products.
Online business loans are business loans, mainly for small and micro enterprises and individual entrepreneurs, and the borrowers of online business loans are usually shopkeepers of major online stores, namely Taobao and Tmall merchants.
To apply for online business loans, borrowers need to be small and micro business owners or individual entrepreneurs. According to the feedback from the users who have applied, it is required to be an enterprise legal person or an individual business owner, aged between 18-65. The specific application conditions are subject to the online merchant loan page.
The Alipay page shows that the current maximum loan amount of online merchant loans is 6.5438+0 million yuan.
Of course, whether it is an online business loan or a loan, your specific quota is determined by the system according to your comprehensive situation. Your quota is not fixed, and the system may adjust it from time to time, so manual intervention is impossible.