The application conditions for small unsecured credit loans are:

Legal citizens of Chinese mainland under the age of fifty (except compatriots from Hong Kong, Macao and Taiwan);

Two, the borrower is engaged in legal work, and has the potential for future development, qualified, capable of repaying the loan and its principal and interest debts;

Third, the monthly wage income is stable and reliable;

4. The borrower has a good credit record, good repayment will and no criminal facts.

Proof materials for small unsecured credit loans:

1, ID card, marriage certificate, household registration book and household registration certificate;

2. Proof of fixed address, living expenses payment voucher and property management voucher;

3, a stable salary certificate and its bank flow, work unit labor contract.

Loan process of small unsecured credit loan:

1. The borrower applies to the bank, truthfully fills in the loan application form, and submits personal identity, income, occupation and other supporting documents.

2. The loan bank shall examine and approve the materials submitted by the borrower and whether the borrower meets the application conditions.

3. After the bank approves the borrower, it will issue a notice of approval and sign a valid contract with the borrower.

4. The bank issues loans, and the borrower can use the loans according to the situation.

5. The borrower shall repay the loan as stipulated in the contract.

6. Settle the loan.

References:

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