Micro-credit card refers to one of the series products of UnionPay standard joint debit card issued by Zhejiang Zhuji United Village Bank, which not only has the financial function of joint debit card, but also has the function of personal small revolving loan.

Credit cards are also called credit cards, overdraft card. Refers to the credit card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay.