1, strengthen access management. Investigation and study, detailed review, full evaluation and strict review, and explore the establishment of independent review system, review collegiate system, review consultation system and review supervision system. For normal loans, focus on strengthening maintenance and in-depth development, and continue to provide high-quality and efficient services and credit facilities.
2. Strengthen early warning and monitoring. Early detection, early warning and early disposal. In order to realize "multi-channel" early warning, innovate credit risk monitoring and early warning means, realize "zero distance" early warning, establish and improve a scientific monitoring index system, improve the authenticity, timeliness and accuracy of monitoring, innovate credit risk monitoring and early warning means, and comprehensively use professional statistical reports and various media in credit management.
3. Accelerate credit adjustment. There are very few enterprises that are thriving under the market operation conditions. In the future, only by increasing the intensity of credit withdrawal can the quality of credit assets be effectively prevented from deteriorating.