Hello? If you resign after the provident fund loan, you can choose to stop sealing the provident fund or withdraw the provident fund directly, as long as you can ensure that there is enough money in the bank card to repay the loan and deduct the mortgage every month. You can receive provident fund after leaving your job, but you need to bring your personal ID card, labor relations termination contract and other materials to the housing provident fund management center.

1. What should I do if I resign after the provident fund loan?

Handling method after resignation after provident fund loan: If the application for provident fund loan has been approved and all procedures have been completed, resignation or closure of provident fund loan will not affect the provident fund loan, but the loan card should be recharged on time so as not to affect the loan deduction.

Now you can't make up the provident fund in your own name. If you change your company, another company can't make up the provident fund for you because of the labor contract.

It is suggested to be on the safe side. Resignation after the first loan repayment can ensure that the provident fund loan is foolproof and will not be affected.

Provident fund loans can only be approved if they meet the requirements, and the interest is lower than that of commercial loans. If you finally meet the requirements, don't change it into a commercial loan unless you have enough money to donate to a commercial bank.

2. Can I withdraw the provident fund after leaving the company?

If you resign, you can withdraw the provident fund. Under normal circumstances, according to the regulations, when an individual leaves his post, he/she will apply to the Housing Provident Fund Management Center for account sealing with his/her ID card, personal account deposit card of housing provident fund and notarized labor relations termination contract. After finding a new work unit, the account will be transferred to the new unit for renewal. If you don't have a new job after one year, you can cancel your account with the community unemployment certificate and the notarized labor relationship termination contract and withdraw all the balance.

Third, can the provident fund still be loaned after resignation?

It is suggested that you cannot borrow provident fund after resigning, and the provident fund loan must meet the following conditions:

1. On-the-job employees who have full capacity for civil conduct and have paid the housing provident fund in full;

2. Continuous normal deposit of housing provident fund for more than 12 months;

3. Purchase and build self-occupied housing within the administrative area, and have paid off the purchase price above the prescribed down payment ratio;

4. Good personal credit, stable economic income and the ability to repay the loan principal and interest;

5. Agree to use the purchased house as loan collateral. Therefore, after resigning, you can't borrow money to buy a house unless you meet the conditions of continuous deposit of housing provident fund 12 months or more.

I hope my answer is helpful to you. Thank you!