I will take 6W for a loan of 6.4 for one to three years (including three years). How much is it to pay off in three years, and how much is it to pay back in January, just counting interest and adding the principal?

The loan is 6W, which is calculated by the benchmark interest rate of mortgage: the total repayment amount is 66,13.58 yuan, and the interest paid is 836.21 yuan.

I will pay off the loan for one to three years (including three years) for 6.4, and I will pay it off in 6W. How much is it in January? Just calculate the interest ...

The loan is 6W, which is calculated by three years.

After paying off in three years and paying back to 5 yuan every month, the loan is 1, yuan, and the annual interest rate is 6%, so the annual interest is 6, yuan. The calculation method of monthly payment is the loan principal divided by the loan period, as follows: 1,/36 = 2,777.78 yuan, and the monthly repayment of principal is 2,777.78 yuan. The loan is RMB 1,. Yuan, with a three-year repayment method of equal principal and interest. The monthly payment is the principal of RMB 2,777.78 plus the monthly interest of RMB 3,277.78 Yuan in 5 yuan. The annual interest rate of a three-year bank loan is 5.6%. If the principal and interest are matched, the monthly repayment will be about 1512 yuan. Average capital way, the monthly repayment is about 162 yuan. The latter's early repayment pressure is slightly higher, but the interest is saved by 117 yuan.

fourth, the car loan is 6, yuan. What is the interest for three years and the monthly payment?

the car loan interest rate is generally around 5%, and the three-year interest rate is 65%3=9 yuan. The monthly payment is 1916.7 yuan. For the latest interest rate of ICBC loans, please refer to /daikuan/21.htm Short-term loans are generally used for the liquidity needs of borrowers in production and operation. The currencies of short-term loans include RMB and major convertible currencies of other countries and regions. The term of short-term working capital loans is generally about six months, and the longest is no more than one year; Short-term loans can only be extended once, and the extension period cannot exceed the original term. The loan interest rate is determined according to the interest rate policy formulated by the People's Bank of China and the floating range of the loan interest rate, and according to the difference of the nature, currency, use, mode, term and risk of the loan, among which the foreign exchange loan interest rate is divided into floating interest rate and fixed interest rate. The loan interest rate is indicated in the loan contract, and customers can check it when applying for a loan. Overdue loans are subject to penalty interest. The advantage of short-term loans is that the interest rate is relatively low and the supply and repayment of funds are relatively stable. The disadvantage is that it cannot meet the long-term capital needs of enterprises. At the same time, because short-term loans adopt fixed interest rates, the interests of enterprises may be affected by interest rate fluctuations. (1) Self-liquidating loans Self-liquidating loans are usually used for enterprises to purchase inventories and repay them with cash from the sale of inventories. This kind of loan facilitates the normal cash circulation within the enterprise. The specific process is as follows: (1) Purchase raw materials, semi-finished products or finished products with cash and other cash borrowed from banks. (2) produce products or put them on the shelves for sale. (3) selling products (usually on credit). (4) repayment of bank loans with cash or credit payment. In this case, the term of the loan begins when the enterprise needs cash to buy inventory and ends (generally after 6 ~ 9 days) when there is cash in the enterprise account to issue a check to repay the loan. (2) workingcapitalloan (Working Capital Loan) provides short-term credit to enterprises, with a term of several days to about one year. Working capital loans are mainly used to meet the seasonal peak of production and capital demand of corporate customers. The credit line is determined according to the maximum demand of the manufacturer for bank loans at any time within a period of 6-9 months. If the borrower repays all or most of the loan before the extension, the loan can usually be extended. Working capital loans are usually secured by accounts receivable or inventory, and floating or fixed interest is calculated according to the actual borrowed amount within the approved credit line. Commitment fees should be paid for unused credit lines, sometimes according to all available funds. Usually, customers are also required to keep the compensatory deposit balance (compen—satingdepositbalance), and the minimum amount is determined according to a certain proportion of the credit line. (III) Temporary construction financing Temporary construction financing is used to support the construction of houses, apartments, office buildings, shopping centers and other permanent buildings. Although the buildings involved are permanent, the loan itself is temporary. Loans provide funds for builders to hire workers, rent construction equipment, buy building materials and arrange land. At the expiration of construction, bank loans are usually repaid by longer-term mortgage loans issued by another lender (other banks or non-bank financial institutions). Usually, banks will only issue loans to customers when builders or land developers have obtained the pledge of mortgage loans to ensure that the long-term financing of the construction project can be obtained after the completion of the project. (4) Securities dealer financing Securities dealer financing is used to provide short-term financing for dealers of government and private securities, so that they can buy new securities and hold existing securities portfolios until they are sold to customers or the securities expire. This kind of loan is secured by government securities held by dealers, and its quality is very high. At the same time, the loan period of securities dealers is generally short, from overnight to a few days. If the credit market is tight, banks can quickly recover their funds or issue new loans at higher interest rates. (V) Asset-backed loans asset—basedloan are loans secured by the short-term assets of enterprises that are expected to be converted into cash in the future. The assets pledged are generally accounts receivable and inventories of raw materials or finished products. Banks issue loans as a percentage of the enterprise's accounts receivable or inventory value. In asset-backed loans, the borrower retains the ownership of the mortgaged assets, and sometimes gives the ownership to the bank, so the bank bears the risk that some of these assets will not be repaid on time. The most common example of this arrangement is factoring, in which the bank actually assumes the responsibility of collecting customers' accounts receivable. Because of the extra risks and expenses, banks usually charge higher loan interest rates and lend at a lower proportion than the assets guaranteed by the customer.