Violation of the Population and Family Planning Law of the People's Republic of China, but payment of social support fees does not affect bank loans. If you don't pay social support, it may be affected. Because the social support fee belongs to administrative charge, it is compensatory and compulsory. At the same time, unpaid social support payments may be recorded in personal credit records. Specifically, personal credit information is divided into three parts. The first part is personal basic information, the second part is credit information, and the third part is non-bank information. Personal basic information includes personal identity, spouse identity, residence information, occupation information, etc. Credit information includes bank credit information summary, credit card quasi-credit card information summary, loan information summary, loan guarantee information summary for others, etc. Non-bank information refers to personal insurance and payment information, housing provident fund information, road maintenance fees, telecom users' payment, etc. According to the actual situation, the customer's own statement will also be included in the system information. This information does potentially affect individuals' lending behavior in banks.