As long as the loan conditions stipulated by the bank are met, the loan application is relatively easy to pass. The loan process of Huarong Xiangjiang Bank is: 1, submit materials and apply.

2. Bank investigation and approval.

3. Sign the corresponding loan contract and guarantee contract.

4. Handle relevant mortgage (pledge) registration and insurance procedures.

5. Go through the loan issuance procedures.

6. Repay the principal and interest on schedule as agreed in the contract.

7. Pay off the loan, terminate the contract and cancel the mortgage registration.