After buying two houses, you can't use the housing provident fund loan to buy a third house. To this end, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission issued a notice to completely stop the third set of housing provident fund loans and increase the down payment of the second set of housing provident fund personal housing loans to 50%.

Use the housing provident fund personal housing loan to purchase the first set of ordinary self-occupied housing. Xing Tao construction area of 90 square meters and below, the loan down payment ratio is not less than 20%; If the construction area of Xing Tao is over 90 square meters, the down payment ratio of the loan shall not be less than 30%.

Provisions on housing provident fund loans.

Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.

Refer to the above? Nanning Housing Provident Fund-Four ministries and commissions stopped the third housing provident fund loan in an all-round way.