This is an event that happened in Chongqing. A man earns less than 5000 yuan a month. But he borrowed 300 thousand to see his girlfriend. His salary could not repay such a huge loan, so he chose to raise the loan and borrow more and more. This matter was learned by his girlfriend and he decided to break up. As soon as this matter came out, it attracted the attention and heated discussion of many netizens.

Some people think this girlfriend has gone too far. Her boyfriend owes her a lot of money. However, instead of being grateful, she broke up with him decisively and didn't want her boyfriend to get into trouble with herself. It's heartless. Some people think that a girlfriend doesn't want her boyfriend to bear more debts for this, and she doesn't want him to bear all the debts by means of loans for fear of dragging her boyfriend down.

First of all, I think Xiao Xu can ask his girlfriend to get some loans back.

They are just boyfriend and girlfriend, not husband and wife, and the man has no obligation to pay for the woman. So I think that since two people have ended their love relationship, he can ask his girlfriend to take back part of the loan to solve the urgent need, which can also terminate the mode of supporting loans with loans, which is also the most effective method.

He should discuss with his girlfriend's parents and hope that his girlfriend's parents can solve the loan, which is an account of their relationship.

Secondly, I think Xiao Xu must stop this loan-to-loan mode and apply for loans on informal platforms.

I think Xiao Xu must have borrowed money from an informal platform, which will only make him pay higher late fees and interest, and will also affect his normal life. So I think the first thing he should do is to stop this model of raising loans by loans and list all the loans in detail. For some loans with excessive interest, they should be repaid with normal interest, and there is no need to pay unnecessary late fees and huge interest.

He can repay some anxious debts by borrowing from friends and family around him, and then discuss other long-term debts.

In addition, he should make a planned repayment and negotiate with formal enterprises such as banks.

His monthly salary is less than 5000 yuan. Apart from the necessary needs of life, I think he should keep the rest for repayment. Similar to some formal lending platforms of banks, he can negotiate, explain his special situation, make repayment agreements with banks, and guarantee to pay off all debts without hurting his credit information.

Borrowing money is a relatively easy thing, but it is our life's credit and normal life.