Legal analysis: you can get a loan after you get out of prison. The borrower shall be an enterprise (legal person), other economic organizations, individual industrial and commercial households or natural persons with full civil capacity registered in China with the approval of the administrative department for industry and commerce (or the competent authority). When applying for a loan, the borrower should have the basic conditions such as marketable products, profitable production and operation, no misappropriation of credit funds, and abiding by credit, and should meet the following requirements: 1, the ability to repay the principal and interest on schedule, and the interest payable on the original loan and the due loan have been paid off; If there is no repayment, a repayment plan approved by the lender has been made. 2. Except for natural persons and enterprise legal persons who do not need the approval and registration of the industrial and commercial department, the industrial and commercial department shall handle the annual inspection procedures. 3. basic account or general deposit account has been opened.

Legal basis: Article 668 of the Civil Law of People's Republic of China (PRC) shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.