After the Amazon account is registered, the seller needs to bind the collection account. In this way, Amazon sellers can withdraw their money to their bank accounts after receiving the money. Both individual sellers and professional sellers can apply to participate in this program. In the end, the lender will decide whether to grant credit and loan to you. If you have any questions about the credit or loan process, such as whether you need personal guarantee or what kind of account you can lend to, please contact directly.