1. Hello, personal credit record is personal economic ID card.
2. There are three ways to query personal credit records: online banking, telephone banking and bank outlets.
3. The online banking inquiry process is as follows: log in to personal online banking → click "Branch Function" → personal loan information inquiry.
4. If your personal credit record is good and your age is between 18-55, I suggest you use Baidu Qianhua app to borrow money.
5. "Qianhua" is the original Baidu financial credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" on June 20 18), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model.
6. You can apply directly online, without mortgage, and the application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes.
7. Repayment can be made in advance, and the recovery amount can be recycled after repayment.
What app can I watch when downloading credit cooperative loans?
Download a mobile banking APP of rural credit cooperatives, and you can find your repayment record in it after logging in. Certified users log on to their personal homepage, click on the loan progress query under My Loan, select the query type as customer, select the certificate type, enter the certificate number and customer name, and click Query.
This page displays customer application information and the current application progress of customer loans under the current progress column. Put the mouse on the current progress bar of a loan, and you can see the loan progress display bar of the loan. Users can modify the loan application.
How to check whether my loan in rural credit cooperatives has been repaid on my mobile phone?
There are three ways to check your loan in rural credit cooperatives on your mobile phone:
I. Online Banking
Open the online banking of the loan bank, and after login verification, you can see the loan options. After clicking the option, you can clearly see the loan situation. If you don't see the loan option, you can enter the loan in the query box or enter the loan interface to view the loan situation. If there is no online banking, you need to download the corresponding online banking in the application store first, register and log in, and follow the above steps to check the loan situation.
Second, personal credit records.
Search the personal credit center of China People's Bank in the browser that comes with the mobile phone. After the search results appear, enter official website. Be careful with official website's options. After entering official website, you need to log in, including your name, ID number, mobile phone number and bank. If you are entering for the first time, you need to register first. You can see the core business after logging in. Click on the Internet personal credit service platform under the core business, and this option will appear. Then click to start querying personal credit information records immediately.
Third, make a phone call
Ask about the repayment of customer service loans by calling the customer service phone of the loan bank. If you don't know the customer service phone number of the loan bank, you can check the customer service phone number through online banking. You need to click customer service first, and then enter the customer service phone number in the dialog box, and the customer service phone number of the loan bank will appear.
How to check the loan situation of rural credit cooperatives offline: For banks that need to apply for loans, pay attention to bring their ID cards and copies, and then fill out the application form at the bank counter. After filling in the application form, you can clearly check the repayment of personal loans by printing personal credit records. It should be noted that the application form will be filled out more than three times in a year, that is, there will be some handling fees when filling out the application form for the fourth time. You can consult the bank counter staff for specific payment.
How to inquire about the repayment situation of rural credit cooperatives
Go to the credit union counter and check the loan in your name. After the borrower provides the pledge, mortgage, third-party guarantee recognized by CCB or has certain credit qualification, the bank will verify the corresponding pledge, mortgage, guarantee or credit line of the borrower.
The pledge amount shall not exceed 90% of the face value of the pledge right certificate provided by the borrower; The mortgage amount shall not exceed 70% of the assessed value of the collateral; The credit line and guarantee line are determined according to the borrower's credit rating.
Extended data
(1) A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount.
(2) the guarantor's credit certification materials.
(3) Collateral appraisal report issued by the socially recognized appraisal department.
(4) Other documents and materials as stipulated by the Construction Bank.
(5) Original and photocopy of the borrower's valid identity certificate.
(6) local permanent residence or valid residence identity certificate.
(7) The borrower shall produce the income certificate issued by the employer, the borrower's tax bill and insurance policy.
(8) The pledge right required for the borrower to obtain the pledge and the amount of mortgage, the list of collateral and the ownership certificate, the written document of the owner and the property that someone agrees to pledge and mortgage.