1. Enterprises handling private debt of small and medium-sized enterprises shall meet the standards stipulated by the state policies on small and medium-sized enterprises.

2. There must be corporate tax regulations to deal with the private debts of SMEs.

3. The main business of the target enterprise applying for SME private debt cannot include real estate and financial business.

4. The annual operating income of the target enterprise handling private debt of small and medium-sized enterprises reaches a certain scale, and the annual turnover income of the enterprise is not less than the amount of bonds issued.

5. The target enterprise of SME's private debt can obtain guarantee from large state-owned enterprises or state-owned guarantee companies.

6. Enterprises applying for private debt of small and medium-sized enterprises, whose credit rating reaches AA or above, will be given priority.