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Hello, China Construction Bank has a mortgaged house, but the real estate license has not yet come down. Can I apply for a second loan? How about short-term loans for enterprise turnover?
A house under mortgage repayment can apply to the bank for a second mortgage. When doing two mortgage, you need to pay attention to the following points:

1. In order to apply for the second mortgage, the borrower has obtained the house property certificate;

2. Usually, two mortgage loans can only be handled as mortgage loans in the same bank;

3. The year and area of building construction are within the regional service life meeting the requirements of the second mortgage of the bank;

Usually, the loan interest rate of two mortgages is the same as that of the first mortgage.

Therefore, the house under mortgage repayment can also apply for a second mortgage, but the repayment pressure of the borrower will be greater, so it is very necessary to make a repayment plan in advance. You need to consult the first mortgage bank.