In recent years, bank loans have become more and more common, and it has become more and more common for personal information to be stolen to make fake loans. This is because some lawless people use their positions to collude with insiders of financial institutions such as banks and borrow money in the name of others or under fictitious pseudonyms. When the parties really need a loan to buy a house or a car, they find that they have an extra loan for no reason, or even overdue, which directly affects the plan.

Then, how do you protect your rights when you are given a fake loan?

First of all, we should know that the contract of fake loan is definitely invalid, after all, it was not signed by ourselves. After learning about the fake loan, you should immediately get in touch with the loan bank or relevant financial institutions and apply for appraisal.

If it is confirmed by appraisal that the signature is not signed by me, it is enough to prove that the loan contract has not been signed and there is no real loan relationship between the two parties. Of course, the impostor is not responsible for this.

After that, we must take up legal weapons to safeguard our rights and interests and provide relief through civil channels. In view of the ineffectiveness of an impostor's loan, the impostor can bring a lawsuit to a court with jurisdiction to confirm that the contract is invalid, and confirm the validity of the contract through the judgment of the court, and then recover the relevant documents.

At the same time, it is necessary to find the offenders who use their names, forge signatures and defraud loans, so that they are suspected of financial fraud and get the punishment they deserve.

Here, the online lawyer of Magic Weapon also reminds everyone to pay attention to protecting personal information, don't lend identity documents at will, check bank credit regularly and find suspicious situations in time.

In the future, loans will be fraudulently used, not operated by me. The following measures can be taken:

1. Contact the staging staff, verify the specific loan application process and loan application information, feedback the non-personal operation, and invite the staging staff to intervene in the verification.

2. Collect evidence, such as screenshots of conversations and fraudulent loan consumption. Customer service may ask you to provide such evidence to prove that it has been fraudulently used.