Hello, [commercial loan]: ① No record of housing loan, down payment 30%; ② No record of housing loan, down payment 40%, down payment 40%, down payment 40%, down payment 50%, down payment 60%[ provident fund loan]: ① No record of housing loan, down payment 30%, down payment 30%, down payment 60%. Hello, if you don't repay your mortgage in Hangzhou, you will pay 30% down payment for the first set. If there is still a provident fund mortgage, you can't use the provident fund loan directly. If the commercial mortgage is not paid off, you will pay 40% down payment for the second home.

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