1. Take Baidu for example. The annual interest rate of Baidu Qianhua Loan is at least 0.02%. Suppose the borrower submits a loan of 6,543,800 yuan, with one day's interest in 2 yuan, one month's interest in 60 yuan and one year's interest in 720 yuan.
2. If you want to know what your loan interest rate is, the borrower can directly enter the loan application amount on the webpage of Xiaoman Wealth Management APP, and then submit the application. A loan contract will pop up in the future, and the loan contract will clearly indicate the borrower's interest rate.
3. The borrower must be reminded that if he wants to lower the loan interest rate, he must repay the loan on time to prevent loans overdue.
How do novices understand funds? First of all, we must understand the types of funds. Funds are generally divided into: loan money funds, bond funds, mixed funds, individual stock funds, index value funds and QDII funds. Different funds represent different types of risks and returns. Among them, the loan monetary funds with the least risk are mainly invested in short-term financial industries with very high safety factors, such as bonds, central bank bills and repurchase, and will also earn income every day.
In addition, it depends on the profit trend chart of the fund, which is mainly used to distinguish the recent main performance of the fund. For example, the fund's profitability exceeds that of similar funds and Shanghai and Shenzhen 300, indicating that the fund has performed well in the near future. Then, you must choose a better fund manager. Because the fund is managed by the fund manager, you can look at the fund manager's past earnings and experience, background information and engage in the rate of return to analyze.
In addition, we also need to know some fund trading methods, such as the fund's subscription and redemption fees, and the length of calculating income. , generally can be seen in the fund details. Generally speaking, the redemption rate of funds is closely related to the holding time. The longer the holding time, the more favorable the redemption rate.