The mobile phone WeChat loan needs no mortgage and no guarantee. As long as you apply through mobile phone WeChat, you can lend money in one minute at the earliest. So, what is the expected annualized interest rate of WeChat loan? Wechat loan has two products, namely Flash Bank and Flash Loan, and the expected annualized monthly interest rate is 1%-2%.

Lightning loan

Lightning loan is a WeChat loan with a loan ceiling of 654.38+0 million and a loan term of 30 days. The expected annualized interest rate of lightning loan varies according to whether it is a member or not. The expected annualized interest rate of members per month1%-1.5%; Expected annualized interest rate of non-member WeChat loan 1.5%-2%.

Flash silver

Flash silver loan is a WeChat loan for "2+5" people. Students two years before graduation and professionals five years after graduation can apply, as long as they have ID cards and bank cards. The expected annualized monthly interest rate of Flash Bank Loan is 1%-2%. The more complete the general information, the better the undergraduate university, the higher the working income and the lower the expected annualized interest rate of the loan.

The expected annualized interest rate of WeChat loan is calculated on a daily basis, and the expected annualized interest rate level is between 1%-2%. Among similar loans, the expected annualized interest rate of WeChat loan is moderate. Loans with expected lower annualized interest rates, such as CITIC Credit Loan, are as low as other loans, such as China Merchants Bank Flash Loan, Lending Treasure and Micro Loan, all of which are between%.