As long as you have been operating normally for 2 years and have a business license and relevant running water, you can use your own business shop as collateral. Up to 70% of the appraised value can be loaned.

I want to borrow 500,000 yuan from the bank. Under the current interest rate, which way can I choose to pay the least interest, that is, to save the most money?

To save money, the first thing is to choose a bank. The interest rate floating standard of each bank is different, which is the most direct impact. The second is the repayment method, which generally pays interest on a monthly basis within one year and repays the principal at maturity. There are two kinds of equal principal and interest and average capital for more than one year. The average capital pays less interest, but the early repayment pressure is greater, that is, the monthly payment is more than the equal principal and interest.

3. Does the bank have 500,000 or 500,000 appearance rooms?

can

How much is the store worth with a loan of 45,000 yuan?

If you intend to apply for a "personal loan" in our bank, if you use a "commercial house" as collateral, the maximum loan/credit amount shall not exceed 60% of the appraised net value of the real estate or 50% of the appraised present value; The credit line of the loan shall not exceed 50% of the transaction price of the purchased commercial housing and 55% of the transaction price of the purchased commercial and residential dual-use housing.

Your specific loanable amount needs to be determined after comprehensive approval by outlets. Please contact the handling bank directly for confirmation.