China's mortgage interest rate is constantly changing, and commercial banks can float within a certain range. Banks and policies in different regions are different. If users want to prepare to repay their mortgages in advance, they can learn about local policies and bank loan interest rates in advance and make more comparisons. The following is the mortgage interest rate in 2022.

List of mortgage interest rates in 2022

1, central bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and housing provident fund loans for less than five years (inclusive).

2. ICBC: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

3. Agricultural Bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

4. China Construction Bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and 2.75% for housing provident fund loans for less than five years (inclusive).

5. Bank of China: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

6. Bank of Communications: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

7. China Merchants Bank: 4.35% for 6 months (inclusive), 4.35% for 6 months to 1 year (inclusive), 4.75% for 1 3 years (inclusive), 4.75% for 3 to 5 years (inclusive) and 4.9% for more than 5 years.

8. CITIC Bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

9. Everbright Bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, 3 to 5 years (inclusive) is 4.75%, and more than 5 years is 4.9%.

10, Shanghai Pudong Development Bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, and 3 to 5 years (inclusive) is 4.75%.

1 1, SDB: 5.6% for six months (inclusive), 6. 1 year (inclusive), 6.4% for three to five years (inclusive) and 6.55% for five years and above.

12, Ping An Bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and housing provident fund loans for less than five years (inclusive)

13, China guangfa bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, and 3 to 5 years (inclusive) is 4.75%.

14, Huaxia Bank: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, and 3 to 5 years (inclusive) is 4.75%.

15, Minsheng Bank: 4.35% for 6 months (inclusive), 4.35% for 6 months to 1 year (inclusive), 4.75% for 1 to 3 years (inclusive), and 4.75% for 3 to 5 years (inclusive).

16, Industrial Bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and 4.9% for housing provident fund loans for less than five years (inclusive)

17, Bank of East Asia: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and housing provident fund loans for less than five years (inclusive)

18, Bank of Beijing: 6 months (inclusive) is 4.35%, 6 months to 1 year (inclusive) is 4.35%, 1 to 3 years (inclusive) is 4.75%, and 3 to 5 years (inclusive) is 4.75%.

19, China Postal Savings Bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and 4.9% for housing provident fund loans for less than five years (inclusive)

20. Dezhou Bank: 4.35% for six months (inclusive), 4.35% for six months to one year (inclusive), 4.75% for one to three years (inclusive), 4.75% for three to five years (inclusive), 4.9% for more than five years, and 2.75% for housing provident fund loans for less than five years (inclusive).

This article is mainly about the knowledge of mortgage interest rate in 2022, and the content is for reference only.