There are several reasons for illegal households: first, they violate family planning laws and regulations, fail to pay social support fees, and cannot register; Second, there is no information in previous censuses; Third, in the process of account migration, if you lose your account card, you need to issue a report of loss at the place where you move out, and then reissue your account card at the place where you move in.
Details to be paid attention to when handling loan procedures:
1, pay attention to personal credit.
Now banks attach great importance to personal credit reporting, which shows your credibility and integrity. The banking industry will take the borrower's credit information as the basis for approving loans. Under normal circumstances, if there are overdue records accumulated for more than six times for three consecutive times in the personal credit record, the loan will be rejected to a large extent, and the most common one is the overdue credit card. Everyone must pay attention to it at ordinary times.
2. Pay attention to the loan term.
The longest loan period can be as long as 30 years. Although the longer the loan period, the smaller the monthly repayment amount of the buyers, but we can not only look at this when choosing the loan period. When determining the loan term, buyers should confirm according to their own economic strength. If the financial strength is sufficient, they can choose short-term loans to reduce interest expenses.
3. Pay attention to the repayment method
Many people may not know that there are repayment methods. There are two common repayment methods, one is equal principal and interest repayment, and the other is equal principal repayment. The two methods have different characteristics and are suitable for different people. Everyone should pay attention to the distinction when handling loan procedures.
4. Whether the loan interest is normal:
Some lending institutions and platforms may cheat on interest, such as flaunting low interest rates, and as a result, the approval interest rate is actually much higher. This situation is very common in small loans. There are also some online loan products that charge "beheading interest". Therefore, people must pay attention to whether the interest rate is at a normal level and whether it meets the standards of usury.