; ? For car owners, the car is not only a means of transportation, but also can solve the financial problem at a critical time. There are many safe and suitable car loans on the market now, and you can repay them quickly by providing a car license. So is there a car to get a loan? Try these car loan platforms.
1, owner loan of China Merchants Bank
Required information: ID card, proof of address, proof of income, bank running loan amount: up to 300,000; Service life: 36 cycles.
Application entrance: download the "Pocket Life" APP of China Merchants Bank by mobile phone.
2. Microfinance
Application conditions: 22-55 years old, with information required for car purchase or transfer for more than 3 months: ID card, bank card, driving license, and loan amount of mobile phone operator: up to 654.38+ 10,000.
Service life: 1- 12.
3. Alipay Auto Finance
Application conditions: applicant 18 years old or above, with full capacity for civil conduct; Complete real-name authentication on Alipay; Loan amount: up to 300,000.
Application entrance: search for auto finance above Alipay APP, with a special service applet, certified as "brand official".
4. Ping An car owner loan
Application conditions: 2 1-55 years old; The current residence is more than 6 months; Have a stable source of income. In addition, the applicant, the owner and the insured are the same.
Maximum amount: 500,000 yuan
Application process: download Ping An Pratt & Whitney APP- apply for car owner loan-authenticate personal information-submit relevant information-apply for loan quota-wait for review-the money is received. The biggest advantage of Ping An car owner loan is that it can be applied online by mobile phone, without going to the door or the store. It is very convenient to review and avoid the trouble of borrowers running around.
What are the application conditions for China Merchants Bank's auto loan? Need to meet these!
; ? Nowadays, many people buy cars through loans, and many banks have similar businesses. China Merchants Bank has a car loan product to provide services for car buyers. Today, let's take a brief look at how China Merchants Bank applies for a car loan and what application conditions are needed.
First, China Merchants Bank auto loan application conditions
1. China Merchants Bank has qualified loan customers.
2. Private banking customers, sunflower customers and platinum credit card customers of China Merchants Bank.
3. People with stable income sources and rich income, such as teachers, lawyers, doctors, civil servants or other middle and high-level personnel in government and advanced enterprises.
4. Quality enterprise employees.
5. China Merchants Bank's auto loan requires the lender to have no bad repayment record.
6. A person with full capacity for civil conduct.
7. Other high-quality customers identified by China Merchants Bank.
Second, China Merchants Bank car loans required materials
1. Original ID card, household registration book or other valid proof of residence, and provide its copy.
2. Proof of occupation and economic income.
3 car purchase agreement, contract or letter of intent signed with the dealer.
4. Other documents required by the Cooperation Organization.
Third, China Merchants Bank auto loan processing flow
Step 1: The loan applicant submits the application.
Step 2: Wait for the approval of the bank.
Step 3: China Merchants Bank loans to pick up the car.
To sum up, choosing a bank car loan is the right way, because it is safer and the interest is low. As long as you meet the basic application conditions, you can easily get a loan. I suggest you choose a nearby outlet and consult the relevant staff directly.
Do you have a car in your name that you can apply for a loan from the bank?
Do you have a car in your name that you can apply for a loan from the bank?
As long as a customer with a car under his name maintains good personal credit, has a stable and legal source of economic income, and has the ability to repay the principal and interest of the loan on time, he can go to any bank for a loan or use the car under his name as a mortgage loan. In addition to banks, customers can also go to formal consumer finance institutions to apply for auto loans.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
What are the auto loan terms of China Merchants Bank?
Now I'll give you some information about "What are the terms of China Merchants Bank's auto loan?" For the related contents of, please refer to the following related contents:
What are the auto loan terms of China Merchants Bank? Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car, also called auto mortgage. Here is a brief introduction to the conditions and information needed to apply for China Merchants Bank auto loan. China Merchants Bank's automobile loan application condition is 1, and it is an adult with full civil capacity;
2 have a stable economic income and the ability to repay the principal and interest of the loan on schedule; 3. Personal credit information is good; 4. Other conditions stipulated by China Merchants Bank. Application materials for China Merchants Bank's auto loan 1. Id card, marriage certificate 2. Select at least one proof of address: 3 bills for water, electricity, gas, telephone or property management. Select at least one income certificate:
Proof of salary/bank statement/income tax bill/social security record/other proof of income
4. Use certificate Note: It can be postponed until the loan is issued: car purchase contract/agreement; Down payment invoice/receipt.