In fact, the real secondary mortgage refers to the practice of re-mortgage the loan when the house has been mortgaged, which is called secondary mortgage.

The percentage of the second home loan is determined according to the remaining percentage of the first home loan. For example, if the house is worth 654.38+100,000 yuan, 70% can be loaned, and 40% can be loaned for the first mortgage, then the remaining percentage can be loaned for the second mortgage, which is 30%.

So what materials do you need to apply for the second mortgage of Tianjin housing?

The materials required for the second mortgage are basically the same as those for the first mortgage.

1. ID card

2. Household registration book

3. room book

4. Marriage certificate

5. Personal credit report

6. Initial loan contract

The above materials are within your reach.