If the loan applicant's loan-related information is fully prepared, it will take about 2 to 3 weeks for the bank to approve the loan. If the materials are not prepared adequately, it may take more time to prepare and negotiate temporarily.

Loan-related materials include: borrower's valid ID card, income certificate, cash flow certificate, personal credit certificate, mortgaged property certificate, guarantor's related materials, and borrower's marital status statement.