First of all, opening flower beds for students will not affect their handling of student loans, as long as students maintain a good record of consumption and repayment when using flower beds.
Second, however, if the students repay the Bai Hua loan overdue and are systematically reported to the central bank's credit information system, leaving a bad credit record in the personal credit information report, it will have a certain impact on the subsequent handling of student-origin student loans. If the bank finds that there are overdue records on the students' credit information, it is likely that the students will not pass the examination because of their credit problems, which will lead to the failure of the loan.
After all, in order to successfully obtain student loans from students' places of origin, students must have financial difficulties in their families and cannot afford tuition and accommodation during their studies; And law-abiding, good credit.
Therefore, students must remember to pay back the money on time after using the flower buds to avoid overdue. If it is really not paid, you can apply for installment, or apply for a one-month extension, or pay the minimum repayment amount of the bill first.
As we all know, personal credit is equivalent to everyone's credit pass today, which records everyone's past credit behavior, and these behaviors will affect our future economic activities. In particular, because online loans are overdue and leave a bad credit record on the credit report, no matter whether they apply for car loans or credit cards in the future, they may be rejected.
Just passed: Winnie Hsin Cha. You can check your personal credit score, which comes from online lending platforms and UnionPay all over the country. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist, online loan application record, application platform type, online loan credit line estimation and other important data information.
In short, the consequences of students' overdue use of flower buds are very serious, so don't delay it easily. Otherwise, if they do this, they will have a credit stain, and it will take five years to "wash the white" after paying off their debts. If they don't pay back the money, the credit stain will accompany you for the rest of your life, which will lead to the failure of student loans.