The repayment method suitable for each customer's actual situation is different. From the two repayment methods of "equal principal and interest" and "equal principal" to the "monthly payment" and final repayment To compare with "interest", the "equal principal and interest" repayment method fixes the monthly payment amount in advance when the interest rate remains unchanged, making it easier for you to remember. The repayment method of "equal principal installments" is to divide your loan principal into equal installments during the loan term, and the portion of the loan principal repaid each month is the same. Because the monthly interest repayment is calculated based on the loan principal, the "equal principal" repayment method has higher requirements on the customer's initial repayment ability, and the initial repayment pressure will be greater, but the monthly payment decreases monthly. Yes, relatively speaking, the pressure of repayment will become less and less in the later stages. At the same time, when other conditions such as interest rates remain unchanged, the interest portion of the final repayment of the loan will be higher with the "equal principal and interest" repayment method than with the "equal principal and interest" repayment method.